Need Fast Funding For A Deal?

Fast, experienced, reliable, and trustworthy hard money lenders in Texas. We offer local real estate investors hard money for your next fix and flip, rehab, commercial property, buy and hold, or new construction project.

Join our community and submit your application for your next hard money loan.

What Is Hard Money?

When people think about a real estate loan, they think about getting a loan from a bank in the form of a mortgage. Consumer finance and institutional lenders are focused on credit scores, income, debt and other conventional lending criteria. Their process to qualify for conventional financing usually takes a lot of time, effort, and paperwork. The borrower may have to provide several years of tax returns, personal financials, and bank records.

What do you do when you find a great deal but need to close in 7 days?  This is where hard money loans come in.

A hard money loan is a type of loan that is backed by a specific type of asset in the form of real estate.  Hard money loans are normally issued by private lenders and investors, and typically come with higher interest rates in exchange for fast funding. The lender in this scenario is focused on the value of the property to secure the loan rather than the financial status of the person asking for the loan. Therefore, the level of personal information and qualifying is extremely low and the funding process is extremely quick.

Why use our community for hard money loans for your deals?

• Fast Results – time is money, and the difference between having fast access to money can be a difference between doing a deal and not getting it done.  Members of our community can expect to receive funding within 72 hours after completing your hard money loan application & paperwork.
• Stated Income – loan is based strictly on asset value, not pay stub, W-2, credit score, and other records most financial institutions use.
• Up to 70% LTV – we lend up to 70% LTV for most deals, but in certain situations, we may even be able to do more.
• Texas Locals – operating in the major cities in Texas, we know the landscape very well, which puts us in a great position to know which lenders will be most interested in your loan.  Local experience matters!
• Industry Veterans – the founders have participated in over 1,200 deals totaling over $200M  in value over the course of 2 decades, and we’ve leveraged other people’s money for the majority of those deals.  We’re experience, knowledgeable, and trusted in this industry.

Hard Money Loan Terms & Requirements

• LTV Requirements: Up to 70%
• Downpayment Requirement: Up to 10%
• Closing Time: 3 business days
• Rates: 9-15%
• Terms: 6 -15mos

If you’re ready to get started click the Apply Now button below and fill out our easy 2 minute application form.